Best Places To Live On a $50,000 Salary in Every State




  • In Business
  • 2021-01-16 01:00:00Z
  • By GOBankingRates
Sean Pavone / Shutterstock.
Sean Pavone / Shutterstock.  

Earning $50,000 a year should be plenty to live on in America. The nation's median income is just over $60,000, meaning that $50,000 per annum is the sort of salary that should clearly secure the basics, at the least. However, depending on where you live, that's not always true. Making $50,000 a year in San Francisco, for instance, will likely leave you struggling to make ends meet.

From Alabama to Wyoming: The Cost of Living Across America

So what sort of enclaves against high costs are out there? GOBankingRates has compiled the places in each state that are best suited to someone earning $50,000 a year - with a cost of living that will allow them to save for the future as well as cover costs in the present. The study identified towns with at least 5,000 households and a median income between $45,000 and $55,000 a year using data from the U.S. Census Bureau, then looked at the basic cost of living as sourced from the Bureau of Labor Statistics. The city with the most left over for residents after covering expenses in each state was then selected.

With the exception of Hawaii, every state in the U.S. has great cities where you can live on less than $50,000. Take a look and see where you should live in your area to stretch your salary that much further.

Last updated: Jan. 15, 2021

©Shutterstock.com / Shutterstock.com
©Shutterstock.com / Shutterstock.com  

49. Burlington, Vermont

  • Median income: $50,324

  • Total annual necessities: $40,562.13

  • Salary left over after annual necessities: $9,437.87

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See: 42 Easy Ways To Save For Retirement

lippyjr / Getty Images
lippyjr / Getty Images  

48. Fairbanks, Alaska

  • Median income: $61,665

  • Total annual necessities: $40,237.60

  • Salary left over after annual necessities: $9,762.40

Check Out: How Far a $100K Salary Goes in America's 50 Largest Cities

©iStock.com / iStock.com
©iStock.com / iStock.com  

47. New Britain, Connecticut

  • Median income: $45,258

  • Total annual necessities: $39,236.58

  • Salary left over after annual necessities: $10,763.42

Christopher Boswell / Shutterstock.
Christopher Boswell / Shutterstock.  

46. Pawtucket, Rhode Island

  • Median income: $46,938

  • Total annual necessities: $38,877.49

  • Salary left over after annual necessities: $11,122.51

Corey T Burns / Shutterstock.
Corey T Burns / Shutterstock.  

45. Sanford, Maine

  • Median income: $49,642

  • Total annual necessities: $37,985.33

  • Salary left over after annual necessities: $12,014.67

Check Out: Cheap Cities You'll Love To Live In

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto  

44. Baltimore

  • Median income: $48,840

  • Total annual necessities: $37,048.62

  • Salary left over after annual necessities: $12,951.38

Jon Bilous / Shutterstock.
Jon Bilous / Shutterstock.  

43. Dover, Delaware

  • Median income: $49,714

  • Total annual necessities: $36,443.10

  • Salary left over after annual necessities: $13,556.90

Paul Gana / Shutterstock.
Paul Gana / Shutterstock.  

42. Grand Junction, Colorado

  • Median income: $49,849

  • Total annual necessities: $36,060.30

  • Salary left over after annual necessities: $13,939.70

Tupungato / Shutterstock.
Tupungato / Shutterstock.  

41. Tulare, California

  • Median income: $52,546

  • Total annual necessities: $35,417.87

  • Salary left over after annual necessities: $14,582.13

CrackerClips Stock Media / Shutterstock.
CrackerClips Stock Media / Shutterstock.  

40. Pahrump, Nevada

  • Median income: $45,480

  • Total annual necessities: $35,138.41

  • Salary left over after annual necessities: $14,861.59

Sandra Foyt / Shutterstock.
Sandra Foyt / Shutterstock.  

39. Sheridan, Wyoming

  • Median income: $52,040

  • Total annual necessities: $35,055.02

  • Salary left over after annual necessities: $14,944.98

Joseph Sohm / Shutterstock.
Joseph Sohm / Shutterstock.  

38. Claremont, New Hampshire

  • Median income: $48,099

  • Total annual necessities: $34,990.97

  • Salary left over after annual necessities: $15,009.03

Good To Know: How Much You Need To Live Comfortably in 50 Major US Cities

EQRoy / Shutterstock.
EQRoy / Shutterstock.  

37. Millville, New Jersey

  • Median income: $52,352

  • Total annual necessities: $34,980.96

  • Salary left over after annual necessities: $15,019.04

DenisTangneyJr / Getty Images/iStockphoto
DenisTangneyJr / Getty Images/iStockphoto  

36. Ogden, Utah

  • Median income: $46,807

  • Total annual necessities: $34,630.78

  • Salary left over after annual necessities: $15,369.22

travelview / Shutterstock.
travelview / Shutterstock.  

35. Pittsfield, Massachusetts

  • Median income: $48,555

  • Total annual necessities: $34,170.83

  • Salary left over after annual necessities: $15,829.17

LennonsGhost / iStock.
LennonsGhost / iStock.  

34. Bartow, Florida

  • Median income: $46,850

  • Total annual necessities: $34,131.26

  • Salary left over after annual necessities: $15,868.74

Alex Krassel / Shutterstock.
Alex Krassel / Shutterstock.  

33. Lafayette, Louisiana

  • Median income: $50,182

  • Total annual necessities: $33,777.45

  • Salary left over after annual necessities: $16,222.55

©Shutterstock.com / Shutterstock.com
©Shutterstock.com / Shutterstock.com  

32. Grand Forks, North Dakota

  • Median income: $47,871

  • Total annual necessities: $33,535.05

  • Salary left over after annual necessities: $16,464.95

Read More: Here's How Much You Need Saved in Every State If You Live to 100

DenisTangneyJr / Getty Images/iStockphoto
DenisTangneyJr / Getty Images/iStockphoto  

31. Clarksville, Tennessee

  • Median income: $53,007

  • Total annual necessities: $33,502.97

  • Salary left over after annual necessities: $16,497.03

KingWu / Getty Images
KingWu / Getty Images  

30. Idaho Falls, Idaho

  • Median income: $50,482

  • Total annual necessities: $33,394.99

  • Salary left over after annual necessities: $16,605.01

leezsnow / Getty Images/iStockphoto
leezsnow / Getty Images/iStockphoto  

29. Great Falls, Montana

  • Median income: $45,620

  • Total annual necessities: $33,390.36

  • Salary left over after annual necessities: $16,609.64

City of Taylor / Wikimedia Commons
City of Taylor / Wikimedia Commons  

28. Taylor, Michigan

  • Median income: $47,370

  • Total annual necessities: $33,364.97

  • Salary left over after annual necessities: $16,635.03

ivanastar / iStock.
ivanastar / iStock.  

27. Los Lunas, New Mexico

  • Median income: $54,409

  • Total annual necessities: $33,250.86

  • Salary left over after annual necessities: $16,749.14

Mahmoud Masad / iStock.
Mahmoud Masad / iStock.  

26. Rome, New York

  • Median income: $48,659

  • Total annual necessities: $32,944.85

  • Salary left over after annual necessities: $17,055.15

Constantine L / Shutterstock.
Constantine L / Shutterstock.  

25. Waynesboro, Virginia

  • Median income: $45,738

  • Total annual necessities: $32,808.11

  • Salary left over after annual necessities: $17,191.89

Worth Considering: 50 Cheapest Countries To Live In

Cheri Alguire / Shutterstock.
Cheri Alguire / Shutterstock.  

24. Yuma, Arizona

  • Median income: $47,702

  • Total annual necessities: $32,596.12

  • Salary left over after annual necessities: $17,403.88

Kruck20 / Getty Images/iStockphoto
Kruck20 / Getty Images/iStockphoto  

23. Cayce, South Carolina

  • Median income: $50,545

  • Total annual necessities: $32,519.86

  • Salary left over after annual necessities: $17,480.14

Pictured: Downtown Columbia, South Carolina

Bob Pool / Shutterstock.
Bob Pool / Shutterstock.  

22. Pendleton, Oregon

  • Median income: $49,671

  • Total annual necessities: $32,423.95

  • Salary left over after annual necessities: $17,576.05

alexmisu / Shutterstock.
alexmisu / Shutterstock.  

21. Moses Lake, Washington

  • Median income: $51,800

  • Total annual necessities: $32,161.36

  • Salary left over after annual necessities: $17,838.64

peeterv / Getty Images/iStockphoto
peeterv / Getty Images/iStockphoto  

20. Munhall, Pennsylvania

  • Median income: $46,715

  • Total annual necessities: $31,324.95

  • Salary left over after annual necessities: $18,675.05

Pictured: Pittsburgh

Nheyob / Wikimedia Commons
Nheyob / Wikimedia Commons  

19. New Haven, Indiana

  • Median income: $49,522

  • Total annual necessities: $31,196

  • Salary left over after annual necessities: $18,804

DawnDamico / iStock.
DawnDamico / iStock.  

18. Havelock, North Carolina

  • Median income: $49,138

  • Total annual necessities: $30,656.40

  • Salary left over after annual necessities: $19,343.60

Pictured: Beach near Havelock, North Carolina

jctabb / Shutterstock.
jctabb / Shutterstock.  

17. Radcliff, Kentucky

  • Median income: $45,344

  • Total annual necessities: $30,201.17

  • Salary left over after annual necessities: $19,798.83

See: 20 Best Places To Live on Only a Social Security Check

BOB WESTON / iStock.
BOB WESTON / iStock.  

16. Pampa, Texas

  • Median income: $45,777

  • Total annual necessities: $30,190.48

  • Salary left over after annual necessities: $19,809.52

ron99 / Shutterstock.
ron99 / Shutterstock.  

15. Hastings, Nebraska

  • Median income: $47,528

  • Total annual necessities: $30,106.77

  • Salary left over after annual necessities: $19,893.23

traveler1116 / Getty Images
traveler1116 / Getty Images  

14. Montgomery, Alabama

  • Median income: $45,921

  • Total annual necessities: $29,918.22

  • Salary left over after annual necessities: $20,081.78

DenisTangneyJr / Getty Images/iStockphoto
DenisTangneyJr / Getty Images/iStockphoto  

13. Tupelo, Mississippi

  • Median income: $48,116

  • Total annual necessities: $29,642.12

  • Salary left over after annual necessities: $20,357.88

Sean Pavone / Shutterstock.
Sean Pavone / Shutterstock.  

12. Columbus, Georgia

  • Median income: $45,389

  • Total annual necessities: $29,422.21

  • Salary left over after annual necessities: $20,577.79

Sherman Cahal / Shutterstock.
Sherman Cahal / Shutterstock.  

11. Weirton, West Virginia

  • Median income: $48,775

  • Total annual necessities: $29,130.45

  • Salary left over after annual necessities: $20,869.55

©Shutterstock.com / Shutterstock.com
©Shutterstock.com / Shutterstock.com  

10. Peoria, Illinois

  • Median income: $50,688

  • Total annual necessities: $29,013.14

  • Salary left over after annual necessities: $20,986.86

Jack Pearce / Flickr.
Jack Pearce / Flickr.  

9. Boardman, Ohio

  • Median income: $54,284

  • Total annual necessities: $28,912.60

  • Salary left over after annual necessities: $21,087.40

Jim Packett / Shutterstock.
Jim Packett / Shutterstock.  

8. Mason City, Iowa

  • Median income: $49,656

  • Total annual necessities: $28,475.10

  • Salary left over after annual necessities: $21,524.90

Important: Best Places in Every State To Live On a Fixed Income

clintspencer / iStock.
clintspencer / iStock.  

7. Paragould, Arkansas

  • Median income: $45,315

  • Total annual necessities: $28,444.06

  • Salary left over after annual necessities: $21,555.94

Pictured: St. Francis River in Arkansas

Drew S.
Drew S.  

6. Huron, South Dakota

  • Median income: $46,884

  • Total annual necessities: $28,261.68

  • Salary left over after annual necessities: $21,738.32

DenisTangneyJr / Getty Images/iStockphoto
DenisTangneyJr / Getty Images/iStockphoto  

5. Lawton, Oklahoma

  • Median income: $47,262

  • Total annual necessities: $28,157.84

  • Salary left over after annual necessities: $21,842.16

Henryk Sadura / Shutterstock.
Henryk Sadura / Shutterstock.  

4. Fond du Lac, Wisconsin

  • Median income: $49,949

  • Total annual necessities: $28,136.12

  • Salary left over after annual necessities: $21,863.88

BOB WESTON / Getty Images/iStockphoto
BOB WESTON / Getty Images/iStockphoto  

3. St. Joseph, Missouri

  • Median income: $47,413

  • Total annual necessities: $27,903.85

  • Salary left over after annual necessities: $22,096.15

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto  

2. Great Bend, Kansas

  • Median income: $46,171

  • Total annual necessities: $27,226.44

  • Salary left over after annual necessities: $22,773.56

Pictured: Wichita, Kansas

Steve Cukrov / Shutterstock.
Steve Cukrov / Shutterstock.  

1. Austin, Minnesota

  • Median income: $46,970

  • Total annual necessities: $27,189.43

  • Salary left over after annual necessities: $22,810.57

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Photo disclaimer: Photos are for illustrative purposes only. As a result, some of the images may not reflect the exact towns listed.

Methodology: GOBankingRates determined the best places to live on a $50,000 salary in each state by analyzing cities along these criteria: (1) a minimum of 5,000 households, sourced from the U.S. Census Bureau's 2018 American Community Survey, (2) a median household income between $45,000 to $55,000, sourced from the U.S. Census Bureau's 2018 American Community Survey, (3) itemized cost-of-living index for groceries, utilities, transportation, healthcare and miscellaneous expenditure, based on the Bureau of Labor Statistics' Consumer Expenditure Survey third quarter 2018 through second quarter 2019, which were adjusted to each city's local cost of living, sourced from Sperling's Best Places; (4) Zillow Rent Index for January 2020, sourced from Zillow. In order to qualify as a "best" city, the total cost-of-living expenditures could not exceed $50,000, and the city with the lowest overall total cost-of-living expenditures was declared the best. The list of cities was compiled from the U.S. Census Bureau's 2018 American Community Survey and includes all cities the Census Bureau and Zillow had complete data for. Data was compiled on and up to date as of July 30, 2020.

This article originally appeared on GOBankingRates.com: Best Places To Live On a $50,000 Salary in Every State

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