The pension long has been a standard part of retirement for many Americans, particularly for public sector employees like police officers and teachers. Offering a pension -- a set annual income for long-time employees after they retire -- used to help attract quality employees by offering them the promise of financial security in their golden years.
See the List: GOBankingRates' Best Banks of 2023
Find: With a Recession Looming, Make These 3 Retirement Moves To Stay On Track
Check Out: GOBankingRates' Best Online and Neobank Savings Accounts 2023
Does the same hold true today? Private companies rarely offer pensions anymore, and states are struggling with pension commitments they made decades ago. The relative security of a pension is tied to the well-being of the government that offers it, and a great many U.S. states currently have unfunded pension liabilities.
See the five states that are well-prepared to continue funding their pension systems, and the five that might find themselves in fiscal hot water in the near future. Did your state make the list?
The Bottom Five
Texas had $401 billion in unfunded pension promises in 2020, up $100 million - or 33% -- from 2019. Still, Odessa, Texas, is one of the best cities to retire on a budget of $1,500 a month.
4. North Dakota
North Dakota's $12 billion in unfunded pensions for 2020 is the third-lowest total among all 50 states, but that was an increase of nearly 37% from 2019, the third-largest proportional increase in the nation.
Take Our Poll: How Much of a Tax Refund Do You Expect in 2023?
The Bluegrass State has $102.4 billion in unfunded pension liabilities. Its per capita rate of $22,914 is the 10th highest in the U.S. A previous GOBankingRates study found that if you retire in Kentucky, you'll need about $663,000, plus your Social Security payments, to fund your retirement.
While Utah's $37 billion in unfunded pension liabilities is larger than only North Dakota's among the bottom five, it's up 52.4% from 2019. It costs $752,895, after Social Security, to comfortably retire in Utah - almost $100,000 more than in Kentucky.
1. New Jersey
With $254.4 billion in unfunded pensions, New Jersey is one of six states with liabilities of more than a quarter of a trillion dollars. It's up more than 29% from 2019.
The Top Five
Louisiana's per-capita unpaid pension liabilities are close to $20,000. Still, the total is less than $90 billion and had a year-over-year gain of less than 9 percent.
The Evergreen State has unfunded pension liabilities of $15,123 per capita for a total of $115 billion. Retirees in Bellevue, Washington, who bought a home there years ago are reaping the benefits now. The city is one of 11 identified in a recent GOBankingRates study where the average home price exceeds $1 million.
Michigan made headway in reducing its unfunded pensions, with the amount dropping by 2.18% -- or $3 billion from 2019 to 2020. Pension or no, $1 million in retirement savings will last 23 years if you live in the Wolverine State
At just $6,435, the per-capita unfunded pension liabilities in Tennessee are the lowest the country.
Coloradans' pensions might not be as solid as they would like, but if they own their own home, they might have some flexibility -- and some equity. Zillow reports the typical home in Colorado is valued at $558,210. Colorado home values have increased by 23.5% over the past year.
Wealthy Millennials Aren't Banking on Stocks: Here's What They're Investing In Instead
Do You Have a Tax Question? Ask a Tax Pro
The 10 Best Cash Back Credit Cards for 2023
Here's How To Build a 6-Month Emergency Fund
Methodology: GOBankingRates analyzed all 50 states in terms of three overarching factors: (1) Unfunded pension liabilities for 2019 and 2020, (2) unfunded pension liabilities per capita for 2019 and 2020, (3) funding ratio of public pension plans for 2019 and 2020, sourced from American Legislative Exchange Council. States were scored using these three factors, and scored their respective for year-over-year change for each metric. Scores were combined, with unfunded pension liabilities receiving half weight since larger states naturally have larger liabilities, while all other factors received full weighting. All data was collected and up to date as of March 7, 2022.
This article originally appeared on GOBankingRates.com: Best and Worst States for Pensions
베트남 가라오케(2023-01-25 11:21:05Z)
I was very encouraged to find this site. The reason being that this is such an informative post. I wanted to thank you for this special read of the subject. I definitely savored every little bit of it and I have you bookmarked to check out new stuff you post.REPLY
Erussymer @베트남 가라오케(2023-02-24 02:11:01Z)
This observation plus the rapid PTH response suggests that this hormonal effect may not be via the conventional intracellular E2 receptor cialis online cheapREPLY
The LHUB ULB collection consisted of 83 available isolates, representing 98 clomid 100mg success rate Burlington, MA Jones Bartlett LearningREPLY
Hotel Apartments Orchard Mall(2023-01-30 08:33:31Z)
Good post ! Orchard Mall presently turns into a popular improvement that large numbers of us are familiar its area well indeed. Yet at the same time, there are many individuals who are as yet inquisitive about the area of this great turn of events. This uber mall by Q-Connections is situated in Bahria Orchard Stage 4. Its area is G2 Block however has direct access after the entry in Stage 4 Bahria Orchard Lahore.REPLY
priligy review youtube Baumhauer, MREPLY
Cheers! I like this!
https://essaywritingserviceahrefs.com/ average college essay length
hitmen for hire(2023-02-21 06:35:11Z)
Because I enjoy reading your work, I believe in it. Continue your excellent effort by adding more entries to this page.REPLY
buy lanoxin generic lanoxin 250 mg oral buy molnupiravir 200mgREPLY
order diamox 250mg generic purchase isosorbide buy imuran for saleREPLY
digoxin 250mg uk purchase telmisartan for sale buy generic molnunat 200 mgREPLY
coreg for sale order coreg 25mg sale elavil online buyREPLY
amoxil 1000mg oral purchase amoxicillin ivermectin 3mg pillsREPLY
order fosamax generic fosamax 70mg pills order ibuprofen 400mg without prescriptionREPLY
order dapoxetine 30mg generic order generic avana 200mg oral motiliumREPLY
Bloody pericardial fluid is not a reliable sign of malignant effusion п»їcialis Blood tests that may be used to diagnose PCOS includeREPLY
buy nortriptyline pills nortriptyline online buy paxil 20mg for saleREPLY
buy indocin generic order cenforce 50mg generic order cenforce pillREPLY
You actually explained it fantastically!REPLY
how to be an essay writer someone write my essay for me when revising a narrative essay the writer should include
Regards, A lot of postings.
write an argumentative essay can someone write my essay for cheap i cant write my college essay
order famotidine 40mg remeron 30mg canada order generic mirtazapine 30mgREPLY
doxycycline 100mg generic medrol pills buy methylprednisolone 4mg onlineREPLY
Many thanks. Loads of knowledge.
online essay writing help help on essay writing college essay help need help writing a essay
order ropinirole 2mg pills order rocaltrol 0.25 mg sale labetalol online buyREPLY
You explained it adequately!REPLY
define dissertation dissertation to buy cheapest dissertation writing services dissertation correction service
order tadacip pill order clopidogrel 150mg pills buy trimox 250mg online cheapREPLY
Nicely put, Cheers.
professional essay writers customer service essay writing online check writing service essay writing company
thesis on service delivery and customer satisfaction thesis statemet three story thesis thesis statemtn
best essay writer company https://helpwithdissertationwriting.com
Amazing knowledge. With thanks!
thesis writing implied thesis statement phd thesis paper thesis statement for a research paper
Wow loads of excellent material.
dissertation writing online dissertation services review dissertation abstracts custom dissertation
esomeprazole ca oral nexium 20mg buy lasix 100mg for saleREPLY
Superb forum posts. Regards!
help with college essay help with an essay help write an essay college essay help online
tadalafil uk sildenafil 50mg generic viagra 150 mgREPLY
Thank you. A lot of content!
best dissertation editing service dissertation help india dissertation research dissertation help online uk
You said it very well..
write essay for me write my college application essay write essay for you write a research paper for me
college essay writing service near me non profit resume writing service custom paper writing service last minute essay writing service
dissertation editor https://writinganessaycollegeservice.com
order minocycline capsules cheap minocin buy terazosin 1mg without prescriptionREPLY
Good information. Thank you!
research proposal apa custom written term papers proposal writing services best website to buy a research paper
Kudos. Numerous stuff.
write my dissertation buy dissertation proposal best dissertation writing dissertation research proposal
Nicely put, Thanks.
please do my essay for me where can i find someone to do my essay essays writers write my essay today
Great posts. Thanks!
cheap dissertations help me write my dissertation nursing dissertation writing services research proposal help
coursework info pay someone to do my chemistry homework do my math homework for me free buy coursework
researching and writing a dissertation https://essaywritingserviceahrefs.com
buy tadalafil 20mg pill levitra side generic ed drugsREPLY
Very good material, Appreciate it!
nursing papers writing service online writing evaluation service writing a college application essay best paper writing service
medical school application essay help medical school application essay help college essay helper i need help writing an essay
best website for essay writing https://essaywritinghelperonline.com
buy metformin 1000mg glycomet usa nolvadex priceREPLY
Awesome postings. Cheers.
order an essay pay to get essay written where to buy an essay online buy essay online reviews
Wow quite a lot of wonderful data.
persuasive essay writer paper writing website hire research paper writer research paper writer service
can someone write my dissertation for me do my essay paper write your essay for you best websites that write essays for you
essay paper help https://bestonlinepaperwritingservices.com
provigil medication stromectol pill promethazine for saleREPLY
Valuable knowledge. Regards.
argumentative thesis statement parallel thesis statement making a thesis writing a thesis statement high school
You explained that exceptionally well.REPLY
essay writer service essay writing template is essay writing service legal law school essay writing service
Wow a good deal of very good data.
working thesis service quality management thesis develop a thesis concerning theological ethics and service im your teacher not your internet service provider thesis
do i italicize the title of my essay someone to write my essay write my essay for money how to write my essay
quality writing services https://researchpaperwriterservices.com
Really a lot of useful information.
pay someone to write my research paper dissertation proposal service term paper assistance proposal paper
narrative essay help help in essay writing the help essays essay help online chat
essay paper writing services https://phdthesisdissertation.com
order clomid online cheap brand clomid prednisolone order onlineREPLY
deltasone online order brand amoxicillin 500mg amoxicillin buy onlineREPLY
buy isotretinoin 20mg generic buy ampicillin ampicillin genericREPLY
cheap fildena 50mg order pregabalin 75mg for sale propecia 1mg brandREPLY
order stromectol online stromectol 6mg usa deltasone ukREPLY
order ondansetron generic buy ondansetron pill order bactrim 480mg pillsREPLY
absorica pills isotretinoin 10mg oral buy azithromycin 250mg for saleREPLY
buy generic albuterol order generic albuterol augmentin 375mg saleREPLY
Incredible many of useful facts.
dissertation research and writing order dissertation online my phd dissertation writing services usa
buy prednisolone 10mg pill cheap furosemide 100mg brand furosemide 100mgREPLY
order provigil buy provigil 200mg pills order metoprolol online cheapREPLY
Thanks a lot, Wonderful stuff.
doctoral dissertation help usa proquest dissertations dissertation writing uk best dissertation helper
write my psychology paper paper writing services paper writing website how to write a philosophy paper
advertisements to write essays on https://writingthesistops.com
Seriously a lot of useful tips!
custom dissertation writing services buy phd research proposal help writing my dissertation phd proposals
You stated it well.REPLY
write my essay for cheap i need someone to write a business plan for me write my essay paper for me a writer must consider the audience when developing an essay
how to write a college essay write essay help buy essay help mba essay tips
how to write a transfer essay https://researchpaperwriterservices.com
oral dutasteride avodart 0.5mg drug brand orlistat 60mgREPLY
buy monodox sale doxycycline 200mg us order acyclovir 400mg saleREPLY
Thank you, I appreciate it!
essay writing samples cheap custom writing service how much is a resume writing service linkedin profile writing service reviews uk
professional essay writers best site to write my paper best site to write my paper i need someone to write my research paper
writing a theme essay https://essaypromaster.com
Well spoken truly! .
help writing research proposal research paper writer online phd research proposal help me write my research paper
buy azathioprine 50mg telmisartan 20mg cheap order naproxen 250mg onlineREPLY
Cheers. An abundance of material.
master thesis writing service thesis statem working thesis writing a thesis statement high school
With thanks, I like it.
paper writing service reviews graduate level paper writing service united states best custom paper writing service paper writing service scams
dissertation coach cost dissertation online doctoral dissertation complete dissertation
improving essay writing https://ouressays.com
oxybutynin sale order trileptal generic trileptal drugREPLY
Thanks a lot, Great stuff!
write a story for me free write a book report for me essay help writer college admission essay writer
buy an essay cheap pay to write a paper buy essays buy college essay
steps to write a narrative essay https://hireawriterforanessay.com
Lovely material, Kudos!
argumentative essay essay help online cheap essay writing help research essay help